VP, Senior Commercial Loan Officer, Team Leader
At Solvay Bank, our formula for success combines the traditions of our culture and a sharp strategic vision. We are a growth-oriented community bank that fosters excellence, pride, teamwork, and engagement in our workplace. Consider an exciting opportunity as part of our Commercial Lending team.
Vice President, Senior Commercial Loan Officer - Team Leader
The Senior Commercial Loan Officer will support department initiatives through an innovative and energetic approach to developing client relationships and new business development. This position serves as a trusted advisor in meeting the business needs of clients and assumes a lead role in providing support and guidance to the Commercial Lending team. The successful candidate will have proven success in commercial lending along with a business development background primarily in a banking environment. Commercial Real Estate experience preferred.
For over 100 years Solvay Bank has been dedicated to our customers and community. Join us and enjoy the many rewards; matched 401(k) retirement savings, health and dental coverage, and more.
Internal applications must be received by 08/07/2024
Solvay Bank is an EOE/AA/Disability/Veteran
https://dol.ny.gov/system/files/documents/2023/06/p690-your-rights-as-an-employee-to-express-breast-milk-at-work-.pdf
https://dol.ny.gov/system/files/documents/2022/02/ls740_1.pdf
POSITION SUMMARY
Develops new business and services existing clients for commercial lending, deposit, and cash management needs. Serves as trusted advisor in meeting the business needs of clients. Assumes a lead role in providing support and guidance to Commercial Lending team.
OVERALL RESPONSIBILITIES
• Provides guidance to Commercial Lending team and answers questions as needed to assist with customer relationship management and administrative functions.
• Coaches and develops commercial lending team to optimal performance.
• Provide senior level review and analysis of more complex loans.
• Provides assistance to Loan Officers on credit matters, loan structure, and relationship management that may involve unique situations or require close scrutiny.
• Upholds the excellent customer experience by being responsive to inquiries, requests, and solutions.
• Develops new business relationships and expands existing relationships to grow the loan portfolio in support of Bank's strategic goals.
• Routinely calls on prospective and existing customers to build and foster customer relationships.
• Meets with potential business clients to ascertain overall financial condition and creditworthiness.
• Facilitates negotiation of loan structure with applicant, including fees, loan repayment options, and other credit terms.
• Coordinates timely loan closing and funding activities.
• Monitors current loans to ensure compliance with terms and reviews all past-due accounts regularly.
• Promotes and cross-sells other banking products and services as appropriate to meet customer needs
• Performs other tasks as requested.
• Adheres to bank policies and procedures.
SKILLS AND ATTRIBUTES
• Critical Thinking - Uses logic and reasoning to identify the strengths and weaknesses of alternative solutions, conclusions or approaches to problems.
• Written / Electronic Communication - Communicates effectively in writing for the needs of the audience.
• Verbal Communication - Conveys information respectfully and clearly by verbally communicating information and ideas so that others understand.
• Motivation - Is highly self-motivated and knowledgeable in all areas of banking, and also be results driven and to maintain successful relationships with all customers and co-workers.
• Creativity and Innovation - Develops new and original ideas that foster growth and efficiency.
• Dedication and Involvement - Is involved with the Solvay Bank Community
• Workplace Values - Upholds Solvay Bank Workplace Values
EDUCATION/EXPERIENCE
• Bachelor's degree preferred
• Minimum of 7-10 years lending experience
PHYSICAL DEMANDS
The physical demands described here are representative of those that must be met by an employee to successfully perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential function.
While performing the duties of this job, the employee is regularly required to use hands to finger, handle or feel objects, tools or controls; reach with hands and arms; and talk or hear. The employee frequently is required to stand, walk, sit, and climb stairs. Specific vision abilities required by this job include close vision, distance vision, peripheral vision, depth perception, and the ability to adjust focus.
WORK ENVIRONMENT
The work environment characteristics described here are representative of those an employee encounters while performing the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform essential functions.
The noise level in the work environment is moderate.
